Finance
In Maine, the 'Equal Credit Opportunity Act' (ECOA) prohibits credit discrimination based on all of the following EXCEPT:
ARace and national origin
BAge (provided the applicant is of legal age to enter contracts)
CPoor credit history and high debt-to-income ratio✓ Correct
DSex and marital status
Explanation
ECOA prohibits credit discrimination based on protected characteristics (race, color, religion, national origin, sex, marital status, age, receipt of public assistance, good faith exercise of rights). A lender may legitimately deny credit based on poor credit history or high DTI.
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