Finance
Under the Community Reinvestment Act (CRA), Maine banks are evaluated on:
ATheir profit margins
BTheir efforts to meet the credit needs of the communities they serve, including low-income neighborhoods✓ Correct
CThe interest rates they charge
DThe number of licensed real estate agents who work with the bank
Explanation
The Community Reinvestment Act requires regulated financial institutions to meet the credit needs of all communities in their service area, including low- and moderate-income neighborhoods, and are periodically evaluated.
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