Real Estate Math (alternative)

A Maryland buyer purchases a home for $410,000 with 15% down. After 1 year the home appreciates to $430,000. The buyer's equity is now:

A$61,500
B$81,500✓ Correct
C$82,000
D$83,000

Explanation

Initial equity = 15% × $410,000 = $61,500 down payment. Additional equity from appreciation = $430,000 – $410,000 = $20,000. Total equity = $61,500 + $20,000 = $81,500 (before any principal paid down on the mortgage).

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