Contracts (alternative)

A Maryland installment land contract (land contract or contract for deed) differs from a standard sale because:

AThe buyer receives the deed at the contract signing
BThe seller retains legal title until all installments are paid, while the buyer holds equitable title✓ Correct
CThe lender holds title until the loan is paid off
DThere is no closing required

Explanation

In an installment land contract, the seller retains legal title while the buyer holds equitable title and takes possession. Legal title passes only when all payments are made per contract terms.

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