Environmental (alternative)
A Maryland property owner in a FEMA-designated 'Zone X' flood zone:
AMust purchase flood insurance
BIs in a minimal flood risk area and is not required to purchase flood insurance (though it is available)✓ Correct
CFaces the highest flood insurance premiums
DIs in a regulated Critical Area
Explanation
Zone X is FEMA's designation for areas of minimal flood hazard. Flood insurance is not required but may still be advisable. It is outside Special Flood Hazard Areas.
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