Property Valuation (alternative)

In Maryland, a broker price opinion (BPO) or comparative market analysis (CMA):

AIs a certified appraisal under USPAP
BIs a real estate agent's estimate of market value for listing or marketing purposes✓ Correct
CMay be used by lenders as the sole basis for mortgage approval
DHas the same legal standing as a licensed appraisal

Explanation

A BPO or CMA is a marketing tool prepared by a real estate licensee to estimate value for listing or selling purposes. It is NOT a certified appraisal and may not be used by lenders for mortgage underwriting.

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