Agency (alternative)

In Maryland, a listing agent who earns additional compensation from a buyer's lender for referring the buyer's business without disclosure is:

AEntitled to the compensation as long as it comes from a third party
BViolating RESPA's anti-kickback provisions and possibly Maryland law✓ Correct
CComplying with normal referral fee practices
DRequired to split the fee with the seller

Explanation

RESPA (Real Estate Settlement Procedures Act) prohibits unearned fees and kickbacks between settlement service providers. Undisclosed referral arrangements with lenders violate RESPA.

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