Contracts

In Maryland, a mortgage contingency that expires before the buyer obtains financing means the buyer:

AAutomatically receives a contract extension
BMay lose their earnest money if they cannot close because the contingency has expired✓ Correct
CCan cancel the contract without penalty any time before settlement
DThe seller must provide seller financing

Explanation

Once a contingency deadline passes without the contingency being exercised or extended, the buyer may be bound to proceed without it. Failure to close could result in forfeiture of the earnest money.

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