Finance (alternative)
Maryland's Department of Housing and Community Development (DHCD) administers the Maryland Mortgage Program, which primarily assists:
ACommercial developers building luxury condominiums
BFirst-time homebuyers with below-market interest rates and down payment assistance✓ Correct
CInvestors purchasing foreclosed properties
DLandlords rehabilitating rental units for profit
Explanation
DHCD's Maryland Mortgage Program offers first-time homebuyers below-market interest rate mortgages and down payment/closing cost assistance to make homeownership more accessible.
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