Property Ownership

Maryland's Ground Rent system, historically found in Baltimore City, involves:

AA tenant farming arrangement on rural land
BA leasehold arrangement where the homeowner owns the building but pays an annual rent for the land✓ Correct
CA rent-to-own agreement regulated by MREC
DA fractional ownership arrangement in commercial buildings

Explanation

Maryland's ground rent system, unique to Baltimore and some other areas, creates a leasehold where the homeowner owns the improvements but pays an annual ground rent for the land. Recent law gave homeowners the right to redeem (buy out) the ground rent.

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