Escrow & Title (alternative)

Title insurance in Maryland protects against all of the following EXCEPT:

AForged deeds in the chain of title
BUndisclosed liens
CFuture zoning changes that reduce property value✓ Correct
DErrors in public records

Explanation

Title insurance protects against title defects that existed prior to the policy date (forgeries, undisclosed liens, record errors). It does NOT protect against future events like zoning changes.

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