Finance
Under the Community Reinvestment Act (CRA), Maryland banks and savings institutions are evaluated on their:
AProfitability and market share
BEfforts to meet the credit needs of all segments of their communities, including low- and moderate-income areas✓ Correct
CMortgage default rates
DNumber of commercial loans made
Explanation
The CRA requires regulators to evaluate banks on how well they meet the credit needs of their entire communities, including low- and moderate-income neighborhoods.
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