Fair Housing (alternative)
Under the federal Fair Housing Act, a 'testers' program is used by fair housing organizations to:
AEvaluate agent knowledge of property values
BDocument discriminatory practices by sending paired individuals of different protected classes to the same agent✓ Correct
CTest potential homebuyers' creditworthiness
DAudit broker escrow accounts
Explanation
Testers are individuals who pose as prospective buyers/renters (in paired minority/non-minority teams) to document whether agents treat them differently based on protected characteristics.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
EscrowA neutral third-party arrangement where funds, documents, and instructions are held until all conditions of a real estate transaction are satisfied.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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