Finance (alternative)
Under the Home Mortgage Disclosure Act (HMDA), Maryland lenders must report mortgage lending data to:
AMREC annually
BFederal financial regulators to identify potential discriminatory lending patterns✓ Correct
CThe Maryland Insurance Administration (alternative)
DThe Federal Housing Finance Agency only
Explanation
HMDA requires covered mortgage lenders to report detailed loan application data to federal regulators, enabling analysis of lending patterns to detect potential discrimination (redlining).
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