Escrow & Title

A buyer's title insurance policy (owner's policy) protects:

AThe lender's interest only
BThe buyer against defects in title existing before the policy date✓ Correct
CThe buyer against future zoning changes
DThe seller against the buyer's default

Explanation

An owner's title insurance policy protects the buyer against losses from pre-existing title defects (forgeries, undisclosed heirs, recording errors, etc.) that were unknown at the time of closing.

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