Property Valuation

A Massachusetts appraiser discovers that a comparable sale was a distress sale (bank foreclosure) that sold 20% below market. The appraiser should:

AUse the sale without adjustment
BDiscard the sale entirely from the analysis
CMake an upward adjustment to reflect that the sale price was below market conditions✓ Correct
DReduce the subject property's value by 20%

Explanation

A distress sale (such as a foreclosure) typically does not reflect open market conditions. The appraiser should either exclude the sale or make a positive (upward) adjustment to reflect that the distressed sale price was below what a willing buyer and seller would have agreed to in an arm's length transaction.

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