Real Estate Math

A Massachusetts buyer obtains a $525,000 mortgage. The lender requires 2 months of property taxes in escrow. Annual taxes are $8,400. How much escrow does the buyer need at closing?

A$1,400✓ Correct
B$700
C$8,400
D$4,200

Explanation

Monthly property taxes = $8,400 ÷ 12 = $700. 2-month escrow = $700 × 2 = $1,400. Using the values given ($525,000, $8,400), apply the appropriate formula.. The correct answer is $1,400.. This is a common calculation on the Massachusetts real estate exam.

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