Property Ownership

A Massachusetts deed contains a 'habendum clause' that begins with 'To have and to hold...' This clause:

ACreates a mortgage lien on the property
BDefines the extent of the estate being granted✓ Correct
CEstablishes deed restrictions
DLists the property's easements

Explanation

The habendum clause ('To have and to hold') in a Massachusetts deed defines the extent and type of ownership being conveyed—for example, whether the grantee receives a fee simple, life estate, or other interest.

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