Real Estate Math

A Massachusetts lender requires a DSCR of 1.20. If annual debt service is $72,000, what minimum annual NOI is required to qualify?

A$86,400✓ Correct
B$72,000
C$60,000
D$90,000

Explanation

Required NOI = Debt Service × DSCR = $72,000 × 1.20 = $86,400. Using the values given ($72,000,), apply the appropriate formula.. The correct answer is $86,400.. This is a common calculation on the Massachusetts real estate exam.

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