Contracts

A Massachusetts P&S agreement is silent on whether closing costs are split. Under Massachusetts custom, which costs does the BUYER typically pay?

AReal estate commission and deed excise tax
BLender fees, title insurance, recording fees for the mortgage, and prepaid expenses✓ Correct
CThe seller's mortgage payoff
DSurvey costs and deed preparation only

Explanation

Massachusetts buyers customarily pay lender fees (origination, points), their title insurance (optional owner's policy + required lender's policy), recording fees for the mortgage and deed, and prepaid expenses (insurance, taxes). Sellers pay commission, deed excise, and deed preparation.

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