Property Ownership

A Massachusetts 'purchase money mortgage' is one where:

AThe buyer uses their savings (money) to purchase without a mortgage
BThe seller provides financing by taking back a mortgage from the buyer✓ Correct
CThe money from the mortgage funds a purchase immediately at closing
DA third party provides the down payment money

Explanation

A purchase money mortgage (PMM) is a mortgage given by the buyer to the seller as part of the purchase transaction, representing seller financing. The seller essentially lends the buyer all or part of the purchase price.

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