Contracts

A mortgage contingency in a Massachusetts P&S protects the buyer by:

AGuaranteeing the buyer will get a loan at any rate
BAllowing the buyer to cancel and recover the deposit if financing is not obtained✓ Correct
CRequiring the seller to provide financing
DCapping the interest rate at the time of signing

Explanation

A mortgage contingency allows the buyer to void the contract and receive their deposit back if they are unable to obtain a mortgage commitment under the specified terms by the contingency deadline.

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