Contracts

In Massachusetts, when a purchase agreement is 'executory,' who bears the risk of loss from casualty (fire, flood) while the contract is pending?

AAlways the seller, until closing
BUnder equitable conversion doctrine, typically the buyer bears the risk once the contract is signed (unless the P&S modifies this)✓ Correct
CAlways the insurance company
DShared equally by buyer and seller

Explanation

Under the equitable conversion doctrine (applied in Massachusetts), once a binding purchase contract is signed, the buyer holds equitable title and bears the risk of casualty loss—though most modern P&S agreements explicitly allocate this risk to the seller.

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