Finance
Under RESPA, a mortgage lender cannot do which of the following?
ACharge origination fees
BRequire the use of affiliated title services if they properly disclose the relationship and provide a list of alternatives
CPay or receive kickbacks or unearned fees in connection with a settlement service referral✓ Correct
DCollect an escrow reserve for taxes and insurance
Explanation
RESPA Section 8 prohibits kickbacks and unearned fees between settlement service providers. No party may give or accept anything of value in exchange for referrals of real estate settlement business.
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