Escrow & Title

In Michigan, a 'certificate of title' is:

AThe same as title insurance
BAn attorney's written opinion that, based on a title search, the seller has good and marketable title✓ Correct
CA government document guaranteeing clear title
DThe closing disclosure for a real estate transaction

Explanation

A certificate of title is an attorney's written opinion (not a guarantee or insurance policy) that, based on a review of the public record, the seller holds good and marketable title. Unlike title insurance, it does not provide financial protection if the opinion is incorrect.

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