Escrow & Title
In Michigan, a 'mechanic's lien' has priority over a mortgage recorded before construction began when:
AThe mechanic's lien is recorded first
BMichigan law generally gives mechanic's liens priority from the date construction commenced, which may predate the mortgage recording✓ Correct
CThe contractor obtains a court judgment before the lender
DThe lender specifically waives priority
Explanation
Under Michigan's Construction Lien Act, construction liens generally relate back in priority to the date the first visible improvement was made (the 'first visible commencement' of construction), which may precede when the mortgage was recorded.
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