Environmental

In Michigan, a property in a Special Flood Hazard Area (SFHA) requires:

AState approval before any sale
BFlood insurance if financed with a federally backed mortgage, and disclosure of flood risk to buyers✓ Correct
CSpecial construction methods only for new buildings over 3,000 sq ft
DImmediate demolition and rebuilding to current flood standards

Explanation

Properties in a FEMA-designated Special Flood Hazard Area (100-year floodplain) must carry flood insurance if financed with a federally backed loan. Sellers and agents should disclose flood zone status to buyers as a material fact.

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