Finance
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating based on all of the following EXCEPT:
ARace and national origin
BSex and marital status
CReceipt of public assistance income
DCredit score and payment history✓ Correct
Explanation
ECOA prohibits credit discrimination based on race, color, religion, national origin, sex, marital status, age (if applicant is of legal age), and receipt of public assistance. Credit score and payment history are legitimate, neutral factors lenders may use.
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