Property Valuation

A Minnesota appraiser is valuing a lakefront cabin. Compared to a similar cabin that is not lakefront, the lakefront cabin would likely have:

ALower value due to flood risk
BHigher value due to water access and views✓ Correct
CSimilar value since lakes are public property
DLower value due to higher maintenance requirements

Explanation

Lakefront properties in Minnesota command significant premium values due to water access, views, recreational opportunities, and the limited supply of lakefront land. Minnesota's 10,000+ lakes create a strong demand for waterfront properties. Appraisers extract lake premiums from market data by comparing lakefront and non-lakefront sales in the same area.

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