Escrow & Title
In Minnesota, a closing disclosure (CD) provided under TRID rules must be given to the buyer at least:
A24 hours before closing
B3 business days before closing✓ Correct
C1 week before closing
DAt the closing table
Explanation
Under TRID (TILA-RESPA Integrated Disclosure) rules, lenders must provide the Closing Disclosure to the buyer at least 3 business days before consummation of the loan. This gives buyers time to review and compare it to the Loan Estimate before committing to the transaction.
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