Property Ownership
The Torrens system of land registration used in parts of Minnesota differs from the abstract system in that:
ATorrens titles require title insurance
BTorrens titles are conclusive—the certificate of title is the definitive record of ownership✓ Correct
CTorrens titles do not require recording with the county
DTorrens titles cannot be mortgaged
Explanation
Under the Torrens (registered land) system used in many Minnesota counties, a court-issued certificate of title is the conclusive record of ownership. Unlike the abstract system, there is no chain of title to search—the certificate states who owns the land and all encumbrances.
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