Escrow & Title
A 'certificate of title' in Mississippi differs from a title insurance policy in that:
AA certificate of title provides better protection than title insurance
BA certificate of title is an attorney's opinion based on the public record; title insurance provides insurance against losses from covered defects✓ Correct
CA certificate of title covers future defects; title insurance only covers current defects
DThey are the same thing
Explanation
A certificate of title is an attorney's written opinion on the status of title based on their review of the public record—it does not insure against losses. Title insurance provides financial protection against covered title defects.
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