Real Estate Math

A Mississippi buyer's loan application shows gross annual income of $72,000. The lender's maximum front-end ratio is 28%. The maximum allowable monthly PITI payment is:

A$1,680✓ Correct
B$2,016
C$1,500
D$2,100

Explanation

Monthly gross income = $72,000 ÷ 12 = $6,000. Maximum PITI = $6,000 × 28% = $1,680.

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