Contracts

A Mississippi purchase contract is 'contingent upon the buyer obtaining financing at a rate not to exceed 7% for 30 years.' The buyer applies and is approved at 7.25%. The buyer may:

ABe forced to proceed at the higher rate
BExercise the financing contingency to terminate the contract and receive a refund of earnest money, since the financing obtained does not meet the contract's stated terms✓ Correct
COnly terminate if the rate exceeds 8%
DBe required to accept any rate within 1% of the stated rate

Explanation

The financing contingency specifies the maximum acceptable rate. If the buyer cannot obtain financing at 7% or less, the contingency conditions are not met, and the buyer can terminate the contract and receive their earnest money refund.

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