Agency

A Mississippi seller's agent who holds an earnest money deposit in trust is obligated to:

AUse the funds to cover their commission if the deal falls through
BHold the funds in a separate trust account, account for them properly, and disburse only with proper authorization✓ Correct
CInvest the funds in a money market account for the seller's benefit
DTransfer the funds to the seller immediately

Explanation

Trust funds (earnest money deposits) must be held in a designated trust account separate from the agent's/broker's personal and business funds. The broker must account for all trust funds and may only disburse them with proper authorization from all parties or pursuant to a court order or mutual release.

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