Finance
Under RESPA, a Missouri lender or broker cannot:
ACharge origination fees
BPay kickbacks to real estate agents for referring mortgage business (unearned referral fees)✓ Correct
CRequire title insurance
DCharge for credit reports
Explanation
RESPA (Section 8) prohibits giving or receiving unearned kickbacks or referral fees in connection with federally-related mortgage transactions. Charging legitimate fees for services actually performed is permitted.
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