Fair Housing

Under the Missouri Human Rights Act, what is the first step in filing a housing discrimination complaint?

AFile a lawsuit directly in circuit court

BFile a complaint with the Missouri Commission on Human Rights (MCHR) within 180 days✓ Correct

CFile with MREC within 30 days

DFile with HUD only

Explanation

Under Missouri law, a housing discrimination complaint must be filed with the Missouri Commission on Human Rights (MCHR) within 180 days of the alleged discriminatory act.

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Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Blockbusting

An illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.

Redlining

An illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.