Finance
A Montana bank that practices 'redlining' in mortgage lending is violating:
AOnly state banking regulations
BThe Fair Housing Act and the Community Reinvestment Act (CRA)✓ Correct
COnly the Equal Credit Opportunity Act
DOnly RESPA
Explanation
Mortgage redlining violates the Fair Housing Act (by discriminating based on area demographics) and the Community Reinvestment Act (which requires banks to meet credit needs of all communities, including low- and moderate-income areas).
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