Fair Housing
HUD's role in the Fair Housing Act includes:
ASetting real estate commission rates
BInvestigating complaints, conducting conciliation, and referring cases to the Department of Justice✓ Correct
CDirectly prosecuting violators in criminal court
DLicensing real estate agents at the federal level
Explanation
HUD receives and investigates fair housing complaints, attempts conciliation between parties, and may refer cases to the Department of Justice for enforcement or issue charges of discrimination.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Math Concepts
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