Escrow & Title

In Montana, a 'closing protection letter' (CPL) from a title company provides assurance to:

AThe seller that closing will proceed on the contracted date
BThe lender or buyer that the title company's closing agent will follow the lender's/buyer's closing instructions and handle funds properly✓ Correct
CThe title insurer that the premium will be paid
DThe state of Montana that all transfer taxes are collected

Explanation

A Closing Protection Letter (CPL) is issued by the title insurance underwriter to the lender (and sometimes the buyer) to provide assurance that the title company's closing agent will follow the lender's/buyer's instructions and properly handle funds, offering protection against the closing agent's errors or fraud.

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