Property Valuation

In the cost approach, accrued depreciation represents:

AThe total amount of mortgage payments made on the property
BThe total loss in value from all causes including physical deterioration, functional obsolescence, and external obsolescence✓ Correct
CThe original construction cost minus the land value
DThe appraiser's estimate of future depreciation

Explanation

Accrued depreciation in the cost approach is the total loss in value of the improvements from all causes: physical deterioration (wear and tear), functional obsolescence (inadequacy relative to current standards), and external/economic obsolescence (conditions outside the property). It is subtracted from the reproduction or replacement cost.

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