Fair Housing
Redlining in real estate refers to:
AHighlighting property boundaries on a map
BThe illegal practice of refusing mortgage loans or insurance in certain geographic areas based on racial or ethnic composition✓ Correct
CA legal marketing strategy for targeting specific neighborhoods
DDrawing property line boundaries for subdivision
Explanation
Redlining is the illegal practice of refusing loans, insurance, or services—or charging higher rates—to residents of certain areas based on racial or ethnic composition rather than individual creditworthiness.
Related Montana Fair Housing Questions
- Steering in real estate is defined as:
- A Montana lender uses a credit scoring model that systematically assigns lower scores to applicants who speak English as a second language due to data input practices. This practice may violate:
- Under Montana law, a property management company that applies stricter income qualification standards to applicants from a particular country of origin is engaging in:
- A real estate agent tells a prospective buyer that a particular neighborhood 'is changing' and suggests they look elsewhere. This is most likely an example of:
- A Montana apartment complex that has a policy requiring all tenants to have a 'guarantor' when they have no rental history most likely discriminates against:
- A Montana condominium association that prohibits owners from renting their units to Section 8 voucher holders may be violating fair housing if:
- In Montana, a fair housing complaint must be filed with HUD within:
- A Montana housing authority administering a Section 8 Housing Choice Voucher program must ensure their administrative plan:
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