Fair Housing
Steering in real estate is defined as:
ADirecting clients toward or away from neighborhoods based on protected class characteristics✓ Correct
BAdvising buyers on the best neighborhoods for investment
CHelping buyers narrow their search to their desired area
DReferring clients to a preferred lender
Explanation
Steering is the illegal practice of guiding prospective buyers or renters toward or away from particular neighborhoods based on racial, ethnic, religious, or other protected characteristics of the area's residents.
Related Montana Fair Housing Questions
- Under the Fair Housing Act, a Montana developer who advertises luxury condominiums only in publications read primarily by white affluent residents—deliberately excluding minority publications—is engaging in:
- A real estate agent who tells white clients only about properties in certain neighborhoods and shows Black clients only properties in different neighborhoods is committing:
- The federal Fair Housing Act exempts which of the following from its requirements?
- Which organization is primarily responsible for establishing the Code of Ethics that prohibits discrimination by REALTORS?
- A Montana lender who uses an automated underwriting system that has a disparate impact on minority applicants may be:
- A Montana property owner who verbally advertises a rental unit as 'perfect for young professionals' could be accused of discrimination based on:
- The Mortgage Disclosure Improvement Act (MDIA) and TRID together require lenders in Montana to:
- A Montana real estate agent who discovers that a comparable sale used in their CMA involved a discriminatory 'gentlemen's agreement' (where minority buyers were steered away) should:
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