Agency

The Montana Broker Disclosure Form must be provided at first substantive contact. 'First substantive contact' in Montana typically means:

AWhen the buyer submits their first written offer
BAt the first meeting or discussion about a specific property or the buyer's needs✓ Correct
CWhen a listing agreement is signed
DOnly at the closing table

Explanation

First substantive contact in Montana occurs at the first meeting or discussion where specific property needs, financial qualifications, or buying/selling motivations are addressed.

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