Real Estate Math

A 30-year mortgage of $200,000 at 7% has a monthly P&I payment of approximately $1,331. After 1 month, the interest portion of the first payment is:

A$200,000.00✓ Correct
B$1,331.00
C$933.33
D$1,000.00

Explanation

First month's interest = $200,000 × (7% ÷ 12) = $200,000 × 0.005833 ≈ $1,166.67. The remainder of the payment reduces principal.

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