Real Estate Math

A buyer financing $255,000 at 7% for 30 years has a monthly P&I payment of approximately $1,696. How much of the second month's payment goes to principal if after the first payment the balance is $254,789?

A$1696.00✓ Correct
B$208.27
C$1,484.54
D$213.00

Explanation

Month 2 interest = $254,789 × (7% ÷ 12) = $254,789 × 0.005833 = $1,486.

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