Real Estate Math

A closing occurs April 1. Annual interest on the seller's mortgage of $180,000 at 6% is paid in arrears. How many days of interest must the seller pay at closing (January 1 through March 31 = 90 days, 360-day year)?

A$2,700✓ Correct
B$1,800
C$900
D$3,600

Explanation

Daily interest = $180,000 × 6% ÷ 360 = $30/day. For 90 days: $30 × 90 = $2,700. To solve this, multiply the relevant values: $180,000 at 6%.. The correct answer is $2,700.. This is a common calculation on the Nebraska real estate exam.

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