Fair Housing

A Nebraska apartment manager requires a credit score of 700+ for all applicants. An applicant with a score of 680 is denied. This policy:

AIs illegal because it has a disparate impact
BIs permissible as a facially neutral, consistently applied business standard✓ Correct
CRequires pre-approval from HUD
DViolates URLTA

Explanation

Facially neutral screening criteria (like minimum credit scores) applied consistently to all applicants are generally permissible. Disparate impact challenges require showing the policy disproportionately excludes a protected class AND lacks business justification.

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