Real Estate Math

A Nebraska buyer obtains a 30-year, $220,000 mortgage at 6.75%. If the monthly P&I payment is $1,427, approximately how much interest is paid over the life of the loan?

A$313,720
B$293,200✓ Correct
C$326,000
D$297,000

Explanation

Total payments = $1,427 × 360 = $513,720. Total interest = $513,720 − $220,000 = $293,720 ≈ $313,720.

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