Land Use & Zoning
A Nebraska county adopts a floodplain management ordinance. Properties in the 100-year floodplain are:
AProhibited from any development
BSubject to specific construction and elevation requirements✓ Correct
CExempt from flood insurance requirements
DRequired to be sold at a discount
Explanation
Properties in the 100-year floodplain (Special Flood Hazard Area) are subject to NFIP requirements including elevation, flood-proofing, and mandatory flood insurance for federally backed mortgages. Development is permitted with compliance.
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Key Terms to Know
Private Mortgage Insurance (PMI)
Insurance required by lenders on conventional loans with less than 20% down payment, protecting the lender — not the borrower — against default.
Comparable Sales (Comps)Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.
ZoningLocal government regulations that control land use by dividing areas into zones specifying permitted uses, building sizes, and densities.
VarianceOfficial permission to use land in a way that does not conform to the applicable zoning ordinance, granted by a zoning board when strict enforcement would cause undue hardship.
State-Specific Concepts
Continuing Education
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